No. Authorizing ID.me to access your Experian credit report for purposes of Identity Proofing will not have an impact on your credit score nor hurt your credit report in any way. There are two types of inquiries that will generally post to your personal credit report whenever your credit report is accessed by a third party – hard inquiries and soft inquiries.
Hard inquiries are the types of inquiries that show up on your credit report and can alter your credit score. Hard inquiries occur when you provide a company permission to review your credit report before approving your loan, application, rental agreement, or other similar transaction. Soft inquiries occur when you give a company access to your credit report for a different purpose like authenticating your identity with your expressed written consent, or when you review your own credit report. These inquiries DO NOT show up on your credit report that is accessed by a third party, and DO NOT impact your credit score.
The information that is pulled as part of the Identity Proofing process associated to gaining access to ID.me supported services, posts a soft inquiry to your personal credit report; it will only be visible by you when you get a copy of your report from Experian; it will not have an impact on your credit score and other creditors will not be able to see the inquiry.